Other insurances

Accident insurance

Safety is key, and accident insurance is your partner in maintaining that safety!

This insurance is your safety net in the event of an accident, knowing that you are financially protected 24 hours a day from potential consequences regardless of place and time.

The essential goal of this type of insurance is to protect individuals from the economic consequences of accidents that may occur. An accident is considered any sudden event independent of the policyholder's will, which, acting mostly externally and abruptly on the policyholder's body.

Insurance can be arranged for the following accidents:

• death of the insured;
• permanent disability;
• compensation for temporary incapacity to perform an occupation;
• remuneration for days spent in hospital;
• impairment of health that requires the help of a doctor (treatment costs);
• saving the insured.

Any natural or legal person can take out accident insurance according to their requirements and needs.

Insurance conditions and the amount of coverage are determined in an agreement between the insurance contractor and the insurance company.

Euros insurance offers different types of insurance for the consequences of an accident, which include:

• individual (individual) personal insurance;
• collective combined insurance of workers against the consequences of an accident;
• insurance of household members;
• driver, passenger and worker insurance;
• student and student insurance;
• insurance for members of sports organizations;
• insurance of hunting and fishing organizations;
• individual (individual) personal insurance;
• collective combined insurance of workers against the consequences of an accident;
• insurance of household members;
• driver, passenger and worker insurance;
• student and student insurance;
• insurance for members of sports organizations;
• insurance of hunting and fishing organizations;

LIABILITY INSURANCE

Professional liability is a special type of liability arising from certain professions, i.e. from the performance of certain jobs by individuals and companies that may cause damage to third parties in the form of death, bodily injury, impairment of health, as well as damage or destruction of their property.

In other words, professional failures in a certain and specific activity are ensured. This type of insurance compensates for damage due to error, omission or negligence, and not only as a consequence of contractual liability (breach of contractual obligation).

The most important types of professional liability insurance:

• Professional liability insurance of lawyers;
• Professional liability insurance of notaries;
• Professional liability insurance of the auditor;
• Physician professional liability insurance.

CREDIT INSURANCE

Loan insurance is such insurance that provides the creditor with the payment of his claim from the insurer, in the event that the debtor does not fulfill his credit obligations, provided that the default occurs as a result of the realization of one of the risks provided for in the insurance contract.

Loan repayment insurance is contracted as a group insurance where the bank or microcredit company acts as the policyholder, and the loan beneficiary, if he meets the predefined conditions, has the opportunity to access the insurance according to the terms of the contract concluded between the bank and the insurer, thereby becoming the insured.

With credit user insurance, we cover the following risks:

• Death due to an accident or illness;
• Unemployment (dismissal);
• Temporary incapacity for work (sickness).

All the benefits of loan repayment insurance:

• economic security for the family;
• quick and simple insurance procedure;
• covering monthly annuities during treatment or looking for a new job;
• payment of damages regardless of the existence of other policies.

Transport insurance

Security that travels with you - Insurance for your goods in motion!

Transport insurance is protection for your goods as they travel from point A to point B against unforeseen risks. In the world of global trade and logistics, this insurance becomes crucial to protect your goods against possible damage, loss or theft.

Insurance of goods in transit is intended for everyone who transports goods, whether you are a company owner, a business partner, or an individual who sends or receives shipments. Regardless of the size of your company or your role in the supply chain, this insurance is important in protecting your goods from potential risks during transport, ensuring safety and coverage against possible damages.

Insurance of goods in transport refers to the insurance of goods in international and domestic transport.

Goods in transit insurance includes coverage for your goods during:

• land transport;
• maritime transport;
• air transport;
• railway transport;
• as well as during storage, providing complete protection in all stages of transportation.

Insureds have the option of adjusting the scope of coverage according to their needs. They can choose coverage for specific risks or opt for full coverage that includes all risks (known as "all risks" or "all risk" coverage).

Insurance can be contracted in such a way that the general policy covers all transports during the year or that the insurance policy is concluded for each individual transport.

It is possible to contract additional insurance against special risks and money shipments.

Professional liability insurance

Professionally safe - Ensure your success!

Professional indemnity insurance is a crucial safety net for business professionals. This type of insurance provides protection against financial losses caused by errors or omissions in the performance of professional duties. In a world of increasing responsibility and demands, this insurance becomes necessary to protect the reputation, financial stability and integrity of professionals while performing their duties.

From our offer we highlight:

• insurance against the responsibility of performing the activities of a veterinarian;
• medical liability insurance;
• notary liability insurance;
• Court expert liability insurance.

From the offer, we also include insurance against the carrier's liability for damage to shipments in transit.

Within this insurance, the following coverages can be contracted:

• Full coverage of the "A" combination - all risks (all damages covered under carrier liability)
• Partial coverage of "B" combination - basic risks (traffic accidents of means of transport, fire or explosion, theft, etc.)